In its most broad sense, a powertrain for a vehicle is what makes it go. The powertrain basically consists of the engine, which turns the driveshaft through the transmission. The driveshaft, in a rear-wheel-drive car, turns the gears in the rear, which turn the axles that turn the wheels. The rear and the axles are also part of the drivetrain. The parts that make up the powertrain are expensive to repair.
Purchasing a new or used vehicle means carefully reviewing the car warranties for powertrain coverage. There is truth to the expression “read thoroughly before signing”. There are new car warranties that should be specific in what you as the consumer must follow. What is covered is the powertrain included and for how long? You also need to be aware of how long the new vehicle has been for sale. Most consumers are not aware that manufacturer’s auto warranties start on the completion date of manufacture not the date of sale. It is also important to remember that items contained within the car warranty can possibly void it.
Most Powertrain Warranties pay the mechanic over the phone directly however a few Administrators still require the policy holder to pay the facility and then get reimbursed. So make it clear with your agent that you do not want a reimbursement policy. Another thing thats is not universal with all warranties is the ability to use any mechanic you please. Make sure you can use any repair facility in case your mechanical failure occurs out of town.
Some Factory Warranties cover the Powertrain for 5 years and 100k miles but most only cover for 3 years and 36k miles. Many Extended Auto Warranty and Car Service Contract companies offer Powertrain Warranties. You may even qualify for a Full Comprehensive policy but if money is tight the Powertrain components cost the most when you do breakdown so at least purchasing a Powertrain only policy will give you the peace of mind that most of the expensive parts like the engine, transmission, drive axel and drive shaft are covered. An accredited Auto Warranty Company will have agents that walk a customer through what and what is not covered.
The best thing a person with a high mileage or older model vehicle can do to prevent a large out of pocket expense is to Warranty the Powertrain. As there is many levels of coverage there is also varying levels of Powertrain coverage. Some companies call it premium powertrain and some platinum powertrain coverage. Some Extended Car Warranty companies sell a Powertrain Enhanced Policy that also covers some electrical and air conditioning. Whatever you decide as far as coverage the Powertrain is something you have to consider.
The important items requiring special attention on the car warranty contract is the mandatory requirements like waiting period and mileage needed to drive before a policy takes effect. Be aware of what extra`s the coverage has like;towing, roadside assistance, trip interruption, auto deductible, rental coverage and out of state coverage. If these items are not contained in the warranty it could cost you or leave you stranded. Also look for the auto warranty “rights of refusal” to repair.
Right of refusal to repair could be caused by any number of things, such as repairs you might have done or the type of parts used. Were they OEM or used? Was the vehicle abused or was there a lack of regular servicing? Of course floods and other like accidents would not be covered.
Before paying for your Car Service Contract do some obvious research like search engine search`s or visiting rip off report websites to see what other consumer`s experience`s have been with various companies. These website have actual life experience`s with different levels of coverage from different Auto Warranty Companies. There are quite a few Extended Warranty Companies but only a handful that have sysytems to search multiple Warranty Adminstrators at once for the best choice. The bottom line is protecting your investment is always a good idea and allows you to aviod expensive repair bills that could demolish your savings.
Auto Warranties and Used Car Warranties are US Direct Protect and Car Service Contracts specialty. They meet or beat any Car Warranty offer. They have an A on the BBB so you can purchase with peace of mind. US Direct Protect uses licensed software to shop for the best rates. Visit today for a free quote.
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